Personal Financing Solutions
Whether you are remodeling your kitchen or sending your child to college, we offer a variety of loans and lines of credit options to help provide you with the funds you need, when you need them.
Home Equity Lines of Credit
Bank of Southern California's Home Equity Line of Credit offers you the ability to leverage the equity in your residence to provide you with the funds you need to get started on your next home improvement project, to pay for your child's college education, purchase a new car, or finance your business.
Our Home Equity Lines of Credit are convenient revolving lines of credit, secured by a first or second deed of trust on your primary residence, and may go up to a maximum of 80% of your current home value.
Personal Loans and Lines of Credit
Bank of Southern California offers loans and lines of credit to help you on a variety of personal fronts, including making home improvements, large-ticket purchases, paying for education expenses or financing any of the other necessary expenses that come up in your life.
Lines of credit provide with you access to funds as you need them up to a pre-determined credit limit. Loans provide you with a one-time payout and predictable fixed monthly payments, with terms up to 48 months.
Personal Credit Cards
Track and control your personal expenses with a Bank of Southern California credit card. Our personal credit cards feature low rates, convenient account access, and the comprehensive support of your personal account manager.